Shared Ownership

A photograph of a couple smiling at eachother as the woman holds some house keys up to show the man

Shared Ownership


Properties are available on the market where, instead of buying the whole property, you buy a share – usually from 25% to 75% – from a Housing Association. The balance of the property is rented from the Association and a rent is payable, in addition to any mortgage payments.

Additional shares can be purchased at later stages.

The rules relating to these are quite complex as there are issues such as having to offer the property back to the Housing Association first before applying to sell it on the housing market. Any mortgage offer has to be approved by the Housing Association.

The schemes are governed by the Homes and Community Agency.

Access Law have considerable experience in these fields and can assist you in your purchase or sale.

023 8214 8800

Access Law

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